Navigating the complex labyrinth of health and disability programs that you may qualify for can be confusing. You may be eligible for more than one program that can help you pay for your medical needs and other expenses.
If you have suffered a disability that makes it difficult or impossible for you to go to work and earn a living, you may qualify for disability benefits under the Social Security Disability Insurance program. If you qualify for disability benefits under this program, then you will receive a monthly check to meet your expenses. These benefits depend on the amount of taxes that you have previously paid into the Social Security system.
The Social Security Disability Insurance program, however, is completely different from the Supplemental Security Income program. This program provides benefits to people who are disabled and have a very limited income. In certain cases, individuals may qualify for benefits under both the Social Security Disability Insurance program as well as the Supplemental Security Income program. To understand what kind of benefits you should apply for, talk to a disability attorney.
If you qualify for Social Security disability benefits, you may also qualify for Medicare. Medicare provides health coverage for people above the age of 65. If you are below the age of 65 and suffer a disability, you may qualify for medical coverage under the Medicare program as well. However, there are wait times built into Medicare in the disability program. You may have to wait 29 months from the onset of your disability. Supplemental Security Income disability beneficiaries receive Medicaid. There are no wait times for Medicaid.
If your disability has occurred as a result of an injury at work, you may also qualify for workers’ compensation benefits or long- term disability.
Remember, you may qualify for more than one type of benefits program. If you have questions about the kinds of benefits you qualify for, it is best to speak with a Social Security disability attorney.